- "Dealing with a mortgage broker is also a lot more personable and you build a relationship with the person you are dealing with throughout the process."
- "It isn't one size fits all as you may not fit the criteria with all money lenders."
New Star FM Ltd are passionate about one thing – their customers best interests. They have a fantastic team of professionals who are qualified and experienced and who provide a dedicated service to each of their customers.
New Star FM Ltd was set up in 2011, in the midst of a recession and has grown over the years thanks to numerous referrals from their happy mortgage customers. This company are able to offer market based advice to you in relation to your mortgage (mortgage broker with 99% success rate) as well as complimentary financial advice as a New Star customer.
In addition to mortgage products they also offer a comprehensive range of life assurance and Savings & Investment products, with agreements in place that will allow them to access products at discounted rates as well.
“If you are hoping to buy or build a house in 2023, I would advise people to engage with a mortgage broker so that they can find out quickly which lender(s) you meet the criteria with first as well as getting a birds eye view of the overall rates.
The perception from the builder or the want to be homeowner is that it is down to them to pick a money lender when the reality is, it isn’t one size fits all as you may not fit the criteria with all money lenders,” explained Tara Wylie.
“Dealing with a mortgage broker is also a lot more personable and you build a relationship with the person you are dealing with throughout the process. Every customer that comes to us is designated a certain member of the team and they will remain with their customer all the way through the process.
Given a mortgage application is such a massive financial and emotional commitment, having continuity of care from our team is so important. New Star have encountered almost every situation over the last 12 years and whatever answers we can’t give to a client immediately, we will go and find out the answer for them.
There is never a good or a bad time to buy or build a house as it is one of, if not the largest financial investment you will ever make, it is primarily down to the individual(s) and their circumstances. House prices have stabilised in a lot of areas but I do feel that the supply and demand issue hasn’t gone away; there is more demand and insufficient supply. There are also still delays in planning applications for people who are hoping to build their own house. 2023 is a great year to consider buying a house in comparison to the last two years, concluded Ms Wylie.
New Star Mortgage:
– Mullingar Office: 044 933 5443
– Dublin Office: 01 63 63 110
– www.newstarfm.ie
– @newstarfinancial
